If you’re using a premade template, you’ll likely find that there are already a number of categories listed, including expenses like mortgage/rent, electricity, groceries, and so on. While you can also make your own budget sheet from scratch in Excel, you’ll likely discover that editing a pre-made template is much easier. ![]() Select the one you’d like to use and either download it or select “Edit in Browser” to pull it up. That said, there are also plenty of free opinions to choose from. Note that some of them will only be available to premium members. To see the full array of options, type in “budget” in the search bar at the top, and it will take you to an even more extensive selection of pre-made budget templates. Below them, there should also be another option that says “more templates.” Click it!Ī variety of different template options will appear, some of which will be budgeting templates. Once you click on the Excel button, a menu of options should appear these will ask whether you’d like to open a new blank worksheet or one of a variety of templates. Then, pull up Excel by clicking its logo on the menu. To access it, head over to and log in using your Microsoft account (or create one for free). The only difference between the free and paid versions is that the free one is only available to use in your browser - and while you have an internet connection. The second option is to use the free, online version of Microsoft 365. Photo Courtesy: JGI/Jamie Grill/Getty Images ![]() You can also try out 365 for free for a month but will be charged if you forget to cancel it before your trial is over. Microsoft provides several different purchase options, ranging from monthly to yearly subscriptions. ![]() Excel is part of the Microsoft 365 software suite, which includes Word, Powerpoint, Publisher, and more. There are several ways to go about this if you don’t already have the program on your computer. To start budgeting with Excel, the first thing you’ll need to do is make sure you have access to it.
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